Loan Products
Here is a brief overview of some of our loan products. To begin the process to determine which loan product(s) are best suited for you, please Contact Us or use the Apply Now button which takes you to our external secure application site.
FHA
Loans
An FHA Loan is a government-backed mortgage program designed to assist low-to-moderate income borrowers by offering lower down payment requirements and more flexible qualification criteria.
First Time Homebuyer Programs
First Time Homebuyer Loan Programs offer financial assistance, lower down payments, and special terms to help individuals purchase their first home, making homeownership more achievable for
Veteran Purchase
and Refinance Loans
A VA Loan is a mortgage program exclusively for veterans and active-duty service members, offering favorable terms such as no down payment and competitive interest rates.
Second Home and Investment Loans
An Investment Home Loan is a mortgage specifically for purchasing income-generating properties, such as rental homes or commercial real estate, aimed at building wealth through real estate investments.
Jumbo
Home Loans
A Jumbo Home Loan is a mortgage for high-value properties that exceed conventional loan limits, allowing borrowers to finance luxury homes and large real estate investments.
Refinance
Home Loans
Refinance is the process of replacing an existing mortgage with a new one, often to obtain better terms, lower interest rates, or change the loan structure to reduce payments.
... AND MORE
Ocean Moonflower is a licensed Mortgage Loan Originator. NMLS # 2341392
The views expressed on this site are solely my own and do not represent the views of Philanya, Inc.
This offer is made by PHILANYA, INC. NMLS #2130262. PHILANYA, INC. is not an agency of the Federal Government. Offer is not a credit decision or a commitment to lend. Programs, fees, and interest rates are subject to change without notice.
© Empress Moon Sacred Services LLC 2018-2023
@ Ocean Moonflower 2023
HOME LOANS
SERVICING FLORIDA for Residential Home Loans
Tampa, Orlando, Sarasota, Fort Myers, Naples, Daytona, Fort Lauderdale, and more.
SERVICING 50 STATES for DSCR Loans, Commercial, and SBA Loans
TAROT INFORMATION
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